NEWS stories
These hidden rules reveal how California insurers undercut wildfire claims, leaving families in damaged homes
As flames incinerated whole blocks in Southern California, fierce winds pushed dark, speckled ash through Rossana Valverde’s door frames, windows and vents. Her home stood a short drive from the worst destruction caused by January’s Eaton Fire, but she had gotten lucky: Apart from a singed tree, her property appeared unscathed.
Yet the acrid stench in the bungalow she shared with her husband suggested otherwise. The remains of other people’s homes now permeated hers.
How Did This Family End Up Back in a Toxic House?
After the Los Angeles fires, their insurer told them they could return home.
The fire took his sister and his lifelong home. He’s been fighting to get back ever since
Zaire Calvin grew up in Altadena. For nearly a year since the Eaton fire destroyed his town, he has become a voice for his community.
His mom bought his childhood home in the 1970s when Altadena was one of the few places Black families could own properties. Years ago, he bought the house next door. Both homes are gone now.
California is drafting new rules for wildfire smoke cleanup. Are home insurers calling the shots?
As the Los Angeles wildfires died out in January, firefighters trekked through the burn zones to take stock of the destruction. For every home they found leveled, they counted another still standing. The structures looked fine from the outside, but ash and oily soot often coated the floors and furniture, while invisible chemicals burrowed into clothes, blankets and even walls.