ALE/FRV Cutoffs Before Remediation: We’re Documenting What’s Happening

EFRU and LA Standing Homes are hearing from a growing number of standing-home survivors whose Additional Living Expenses (ALE) or Fair Rental Value (FRV) benefits are being cut off or threatened before insurance-approved remediation of their homes is complete. To better understand the scope of this issue and identify patterns across insurers, LA Standing Homes, in collaboration with EFRU, has created a short survey for anyone impacted by an ALE or FRV cutoff or threat. Responses will be used in aggregate to support advocacy, regulatory engagement, and—where participants consent—media coverage. Individual responses will not be shared publicly without permission. If this is happening to you, please take a few minutes to add your experience.

Survey here.

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United Policyholders Insurance and Recovery 12 Month Survey